Recent Blog Posts

When you let your child ride on a school bus, you expect that the driver and all other drivers will take extra caution regarding the children aboard. Unfortunately, school bus collisions are growing more common. A few years ago, in Elkton, Maryland, a car rear-ended a parked school bus, injuring three special needs students, according… Continued

According to government statistics, a person who turns 65 years old today will have a 70 percent chance of needing long term care, at some point, during their remaining years. Women, on average, receive 3.7 years of long-term care, while men receive 2.2 years. Moving into a long-term care home or facility can be daunting.… Continued

If a family member dies, it is important to have a will in place to determine the disposition of the person’s assets and their final wishes.  Most wills must go through the probate process, before any assets are sold and any disbursements are made.  Probate is the official proving of a will in court. Most… Continued

As a parent, you likely helped your children make medical and financial decisions since they were born. However, once your child turns 18, there are legally considered an adult. According to the law, an 18-year-old is responsible for making decisions regarding health, finance, and safety. Without proper documents, parents of adult children will not be… Continued

Does your estate plan protect assets from long-term care costs? Does it include a strategy for long-term care?  Many people think that if they’ve done an estate plan, they have covered long-term care or Medicaid planning issues.  Nothing could be further from the truth. Medicaid planning is not estate planning and you’ll need an Elder… Continued

No one is ever prepared for a loved one to pass, nor do we like thinking about it. The funeral ceremony can make a significant difference for those who are grieving a loss. It is essential to have a personalized and meaningful ceremony that helps friends and family members reflect on their relationship with their… Continued

According to Investopedia, “Probate is a legal process in which a will is reviewed to determine whether it is valid and authentic. Probate also refers to the general administering of a deceased person’s will or the estate of a deceased person without a will.” Before any assets can be distributed to beneficiaries, the executor of… Continued

Marriage rates are on the decline (divorce rates have actually declined as well), which is why it is becoming increasingly common for unmarried couples with children to rely on custody laws in Maryland. In fact, one third of children are living with an unmarried parent, according to the Pew Research Center. Some of those parents… Continued

A basic estate plan provides essential legal documents for your family in the event of your incapacitation, sudden illness, or even death. It is crucial to have an estate plan in place to protect your family and your assets. Your estate includes everything you own. Therefore, it is a good idea to plan for what… Continued

In a crisis situation, what happens if you or your family member is suddenly incapacitated and unable to take care of routine affairs? Who will continue to pay your health care premiums, the mortgage, or other important expenses? If you own a business, who will work with your bank or payroll provider to pay your… Continued