Maryland Long Term Care Planning Guide

Our Local Elder Law Attorneys Help Seniors & Their Families

Seniors, and their families, often face an array of challenges.  Decisions regarding health care, long-term care, Medicaid and Medicare must be considered carefully.  For over 65 years, the local elder law attorneys at Frame & Frame Attorneys at Law have been serving the legal needs of seniors and their families in our community. We provide services, often to several generations of the same family, for thoughtful planning and during times of crises. We are proud to serve as your family’s lawyer and trusted advisor.

We are experienced in assisting with all aspects of elder law to help achieve the best possible outcome for seniors and their families.  Legal guidance is so important for these issues.  The statutes change frequently regarding trusts, capital gains, estate planning, probate, guardianships, senior living, life planning and long-term care. Medicare, Medicaid, and Veteran’s benefits eligibility guidelines change frequently as well.  The Maryland elder law attorneys at Frame & Frame have the experience and resources necessary to help you weigh all of the options to make the best decisions possible for you and your family.  Our wide array of elder law services in Maryland include:

Frequently Asked Questions About Long Term Care Planning

Our attorneys specializing in elder care understand that seniors and their families have many questions about elder law in Maryland.  So, our lawyers have developed an entire library of videos to answer common legal questions about elder law and long term care planning.  View the library playlist!

How A Maryland Elder Law Attorney Can Help

Regardless of the challenges you and your family face, the elder law attorneys at Frame & Frame can help.  Our entire law firm is comprised of estate planning and Maryland elder law attorneys.  We can help you create a strategic plan for long-term care, organize your estate to qualify for Medicaid benefits, review the Medicaid five year lookback requirement, or obtain guardianship for a senior in your family.  Our Maryland elder law attorneys also help you address and have the proper documentation for medical requirements, hospital stays, independent living, nursing homes, and assisted living facilities as well as the financial strategies to ensure you are able to access these services.  Whether you are planning ahead for the future or dealing with a current crisis, our Maryland elder law attorneys can help you solve problems and meet your goals.  In this area of law in particular, our clients worries are visibly lifted as they leave our office. That is one of the primary reasons we enjoy this unique area of law – it can be so rewarding to help seniors and their families.

I didn’t know we had options. You have literally taken the weight off my shoulders.” 

Will Your Life Savings & Children’s Inheritance Be Spent on Long Term Care?

The AARP suggests that more than 70% of seniors will require some form of long-term care. The median cost of skilled nursing home care in Maryland is nearly $10,000 per month. Unfortunately, Medicare does not cover the costs associated with long-term care services. These costs can quickly diminish a life time of savings. That’s why long-term care and Medicaid Planning is key.

Thinking about the need for long-term care may be uncomfortable. Thinking about how you are going to pay for it can be even more unsettling. Our Free Guide to Long Term Care & Medicaid Planning shows you strategies for long-term care, Medicaid planning, and other tools and legal instruments that can help you avoid any crisis.

Our Elder Law Services are Geared to Resolving the Problems of Seniors

Our approach to elder law covers nearly every need you may have, including:

  • Asset protection and long-term care planning
  • Addressing end-of-life wishes through legal tools such as a living will, healthcare directives, powers of attorney, trusts,
  • Probate and estate administration
  • Choosing the right nursing home or senior care facility
  • Establishing and updating an estate plan
  • Protection from elder abuse and exploitation
  • Legal guardianships

Medicaid Planning for Long Term Care

Medicaid assistance may be invaluable for seniors facing the need for long-term care.  With long term care planning, also referred to as Medicaid planning, seniors may be able to qualify for Medicaid benefits and avoid exhausting his or her assets.  More importantly, with proper long term care planning, seniors can protect the family home, spousal assets, and perhaps even their children’s potential inheritance.   However, the Maryland Medical Assistance Program has strict rules for eligibility. To obtain benefits, you must meet eligibility tests in three different areas including income, assets and medical.  Download our Free Guide to Long Term Care to educate yourself on this important topic.

Medicaid eligibility is strictly tied to financial need. However, through proper planning, you can spend down your resources and qualify for Medicaid without going broke in the process. Our experienced elder law attorneys can help you develop a plan to hold on to the maximum amount of your assets while implementing a Medicaid eligibility plan. We can also represent you in the process of applying for benefits with the Maryland Department of Human Resources and your local Department of Social Services. Additionally, we can guide you through the process of applying with a local agency for assistance in paying for community-based care, at-home care, or assisted living through one of the many Medicaid Waiver programs that may be available to you.

If you are considering estate planning, long-term care or Medicaid planning strategies, our free legal guides can help!  Download your copy today or contact our office to schedule a private consultation.

Experienced Legal Representation From Maryland Elder Law Attorneys

No matter what issues you may be facing as a senior, our Maryland elder law attorneys have the knowledge, skill, and experience to address your matter for a positive, successful outcome. We are here to help you evaluate your options, prepare for your future care, and resolve difficulties. Contact us online to get started.

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